Terms of Use

Last updated: November 2025

1. Acceptance of Terms

Welcome to DERAM Services SA. By accessing or using our website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site and our services.

2. Company Information

DERAM Services SA is a Swiss IT company registered in Geneva, Switzerland. We specialize in data integration, automation, and compliance solutions for financial institutions.

DERAM Services SA

Rue du Conseil Général 14

1205 Geneva, Switzerland

Email: deram@deram.com

3. Use License

3.1 Permitted Use

Permission is granted to temporarily access and view the materials (information or software) on DERAM Services SA's website for personal, non-commercial informational purposes only.

3.2 Restrictions

Under this license, you may not:

  • Modify or copy the materials
  • Use the materials for commercial purposes or public display
  • Attempt to decompile or reverse engineer any software on our website
  • Remove any copyright or proprietary notations from the materials
  • Transfer the materials to another person or mirror the materials on any other server

4. Services Description

DERAM Services SA provides data integration, automation, and compliance solutions through our SIGMA platform and professional services. Specific service terms are outlined in individual service agreements with clients.

5. Intellectual Property

All content, features, and functionality on this website, including but not limited to text, graphics, logos, images, software, and the SIGMA platform, are the exclusive property of DERAM Services SA and are protected by Swiss and international copyright, trademark, and other intellectual property laws.

6. User Responsibilities

You agree to:

  • Provide accurate and complete information when contacting us or using our services
  • Maintain the confidentiality of any account credentials
  • Notify us immediately of any unauthorized use of your account
  • Use our website and services in compliance with all applicable laws and regulations
  • Not engage in any activity that interferes with or disrupts our services

7. Disclaimer

The materials on DERAM Services SA's website are provided on an 'as is' basis. DERAM Services SA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Furthermore, DERAM Services SA does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

8. Limitations of Liability

To the fullest extent permitted by applicable law, in no event shall DERAM Services SA or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on DERAM Services SA's website, even if DERAM Services SA or its authorized representative has been notified orally or in writing of the possibility of such damage.

Some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

9. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by DERAM Services SA. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

10. Service Modifications

DERAM Services SA reserves the right to modify, suspend, or discontinue any aspect of our website or services at any time without notice. We may also impose limits on certain features or restrict access to parts or all of the services without notice or liability.

11. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Geneva, Switzerland.

12. Indemnification

You agree to indemnify, defend, and hold harmless DERAM Services SA, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our website and services, or your violation of these Terms of Use.

13. Confidentiality

If you have entered into a separate service agreement with DERAM Services SA, confidentiality provisions in that agreement shall supersede any conflicting provisions in these Terms of Use.

14. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, or if such modification is not possible, such provision shall be severed. The remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and DERAM Services SA regarding the use of our website and services.

16. Changes to Terms

We reserve the right to revise these Terms of Use at any time. We will notify users of material changes by posting the updated terms on this page and updating the "Last updated" date. Your continued use of our website and services after any changes constitutes your acceptance of the new Terms of Use.

17. Contact Information

If you have any questions about these Terms of Use, please contact us:

DERAM Services SA

Rue du Conseil Général 14

1205 Geneva, Switzerland

Email: deram@deram.com

Effective Date

These Terms of Use are effective as of November 2025 and remain in effect until revised.